Payday Loan Help

  • Personal Payday offers quick installment loans, available for any purpose. The company belongs to the international financial group Profireal Group, which also provides loans in the Czech Republic, Slovakia and Bulgaria. OFFER Personal Payday IN GREEN MOUNTAIN Customers can count up to 25,000 PLN, with repayment up to 48 months. The company has a flexible approach to the customer, you can get a loan even without leaving your home. Money is available to people who earn a steady income, entrepreneurs, pensioners. 1. Personal Payday Loans Loan amount: from PLN 500 to 25,000 Repayment: from 6 to 36 months Up to PLN 9000 also for a statement The offer also for entrepreneurs Minimal formalities Flexible approach to the customer APRC 89.93% Submit an application The loan can be obtained through the facility in Zielona Góra. The application can also be submitted via the Internet, by telephone or at Personal Payday’s financial advisers. 2. Personal Payday online loan Loan amount: from PLN 500 to PLN 20,000 Repayment: from 6 to 48 months All over the Internet No income statements A quick decision Money for any purpose APRC 66.75% Submit an application The Lendup brand, which grants loans entirely via the Internet, belongs to Personal Payday. OPINIONS ABOUT Personal Payday Personal Payday arouses extreme emotions. The company was criticized for high costs and mandatory insurance. The situation changed on March 11, 2016, when Personal Payday presented a new offer. Loans are much cheaper now, and compulsory insurance is also abolished. However, the loan amount has not changed, we will still loan a maximum of PLN 25,000. Although the maximum repayment period was reduced – from 48 to 36 months, but due to the more favorable interest rate, the change should not be noticeable to customers. One thing is certain – less-wealthy people with...
  • April 27, 2019

    Holiday loan

    Summer is coming, it’s time for an adventure. We work all year long, we learn and finally the longed-for holiday is approaching. We have been dreaming about how we will spend this special time for several months. If you not only want to rest and recharge the “batteries” for the next year, but also have unforgettable memories, we have to reckon with the higher costs of summer rest. Some people scrupulously postpone every month to have a large budget for summer madness, others – less strenuous – will have to consider whether the loan for vacation 2018, will make it possible to fulfill the dream of a wonderful rest. Holiday loan 2018 There are at least a few possibilities to obtain funds for a trip – cash loans from a bank, loans from a debit limit in a personal account, payday loans (now even available in a version with installments ). Let’s do a short review of the possibility of obtaining money, taking into account the cost of the loan and its availability to the client. Payments loans The loan is the easiest to obtain and at the same time the most expensive one. Obtaining money requires submitting an application on the lender’s website, which takes just a few minutes. No certificate of earnings are required to complete the application – all you have to do is fill in the amount of income you get. Some loan companies do not even check BIK data, but they often check registers containing data of unreliable debtors. An online loan for new clients usually ranges from PLN 200 to PLN 2000. Sometimes the first loan is free, subject to repayment within a certain period. Rates are granted for up to 60 days, although the maximum loan length is usually 30 days. Usually, the...
  •   Very often we use mortgage and mortgage terms interchangeably. It is worth pointing out, however, that in reality there are different products that may have other purposes. What is a mortgage loan and what is a mortgage? Loans and loans serve the same – they allow us to borrow money. However, they really have other support in Polish law, and thus other conditions, requirements and even costs. Most often we hear about mortgage loans – we can take them in a bank to build a single-family house or to buy a flat or a plot of land. However, we already hear less about mortgage loans. We can receive them both at banks and non-bank lending companies. So what is a mortgage loan and how is it different from the loan? What is a mortgage loan ?   The mortgage loan is based on the provisions of the Civil Code. The security for this loan, just like a mortgage, is a mortgage on a given real estate owned by the borrower. It is worth noting that the purpose for which we want to get money in the case of a loan does not play a role. Therefore, we can transfer the loan not only for the purchase of real estate, but also for a number of other purposes – buying a car, organizing renovation, traveling around the world, paying off debts that can not wait. A bank or loan company offering a mortgage loan does not penetrate, what are the loan goals – we can spend money on every goal and we do not have to explain it in the presence of the borrower. The value of mortgage loans is usually calculated as 40-70% of the value of the property. Therefore, if the property is worth about PLN 200,000, we...
  •   Loan companies have a wide range of proposals for their clients. Not only individuals, but also entrepreneurs are encouraged to lend money. However, before we get into one of the offers, we should get to know its details well. Currently, installment loans are very popular among non-bank loans for business. They resemble cash loans offered by banks – we incur a certain amount, and the repayment takes place monthly paid installments. This is an attractive alternative to payday loans, because we can then incur a higher sum, the repayment will be extended for a longer period. In this way installments will not be a serious threat to the company’s budget, even the one that has just started its activity. How to find a good loan company?   The foundation is to find a reliable loan company. There are many of them in Poland, but not every one of them is wider known. It also happens that the loan company is geeky. How to avoid such offers? It is worth checking the opinions that we can now find online. We will find them on loan portals, forums, in comparison sites or rankings. When the opinions are positive, and on the company’s website we find all the necessary data, including its address data,, then we can submit an application. Otherwise, you should look for another proposal. We also pay attention to those loans that require payment of a fee to process the application, as well as those companies that do not have their headquarters or branch in Poland. How to choose the best loan for the company? The second issue is choosing the right loan for companies that will be matched in every respect. It is worth remembering that we should not decide on a loan in installments when we are...
  • When it comes to installment loans, the borrower agrees equally high monthly installments. These serve both the interest payment and the repayment. In comparison to other financing such as the discretionary loan or the partial payment function of a loan card, a installment loan is cheap. What the installment loan is worth The inclusion of a installment loan is useful in the purchase of long-lived assets, such as a car, a kitchen or large technical equipment, if you can not pay from the existing income. If the dealer offers a discounted or even free installment payment agreement, this is cheaper than the installment loan of a bank. Consumers are, however, critical of borrowing for pure consumption purposes, such as holidays, unless it is an investment in the future, such as financing a language holiday. Many purchases can also be financed through the current account, but consumers pay too high interest on out-of-pocket loans , especially as these are additionally burdened with compound interest. When paying in part on a loan card account, the interest charge is usually even higher than for a disposition loan. Make a loan comparison Before you decide on a installment loan, you should first make a loan comparison. Installment loans are provided by different banks and with different maturities. So that the consumer finds a favorable loan rates, it can free loan calculator to use for a comparison of the different offers. This shows him after entering the basic data such as the desired loan amount, the purpose and the preferred term, the cheapest offer. Decisive for the price comparison for installment loans is the annual percentage rate. The purpose of an installment loan is important, as banks offer special terms in some cases, such as the purchase of a vehicle. If the consumer does not...
  • February 15, 2019

    What to Watch Out for a Loan

    You may have heard of the horrible experience some clients have taken from the relationship of a credit company to a debtor. How to choose a trusted credit company and not get burned when choosing a loan? The credit product market is very diverse, and while some companies find honest and professional services, others can rip your hair for many years after signing the contract. What warning signals should you pay most attention to when negotiating a loan? A special way of marketing promotion Leaflets on lampposts luring a good loan. In 99 out of 100 cases, this is an unfair loan from a usurer. If the company uses such primitive ways of promotion, there is probably something wrong with it and do not expect a serious approach from it. Websites that need information Most reputable credit companies have information on their site about the amount of money they borrow, what interest will be and the APR rate. The standard calculator is also an online calculator, which can be used to find out how long the loan will be repaid and how much it will pay for it. Tip! Do you want to have an overview of your loan? Compare online loans to Netfinance.cz and find out where they will give you the best interest! Most of the time, a credit company has sites with very insufficient information. In addition to being a great, awesome … just don’t get the BEST loan, you won’t find anything on the site. Usually, there is only a telephone contact or an email address on such pages. When the client contacts them, some companies “willingly” bring money up to the client without having to send him a contract for inspection. The client will then see the contract for the first time only when the...